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To prevent fire and serious injury: Always trim wick to 1/4 inch before lighting and keep debris out of wax pool. Never burn longer than 4-hour intervals. Set candle on heat-resistant surface and avoid drafts. Always burn within sight and extinguish before leaving room. Donât burn near things that catch fire. Keep away from children and pets. Donât extinguish with water. Always let wax harden before relighting, touching or moving.
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Hi! I'm Phillip Parker and I've been blogging about credit card processing services since 2009. My goal from the beginning has been to help business owners avoid shady merchant account providers. I also help businesses optimize card acceptance costs and find ethical low-cost processors!
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You are overpaying for credit card processing. But, by how much? How do you know if a new provider is really offering the lowest fees? Changing providers can be pain in the neck and you might find yourself paying as much as you were with your last provider. What if you could permanently get the lowest processing rates and refunds of previous excessive fees?
Need help with a payments related story or want to feature CPO? Please feel free to reach out! I’ve been quoted in, and have provided insights for, publications including INC Magazine, Los Angeles Times, Computer World Magazine, and several others.
Is Square right for your business? Find out in this review where we cover everything about Square payments and credit card processing. Also see over 2,000 user reviews and complaints. If you are researching, start here.
We located hundreds of negative Stripe reviews, many of which claim the service is a scam or rip off; however, Stripe (stripe.com) rates as a better-than-average merchant services provider according to our standards. The company has seen an increase in complaints since our last update, but its overall complaint volume remains low. Stripe’s transparent pricing model appears to satisfy the majority of its clients, while its reserve policy, cancellation policy, and customer support… Learn more in this Stripe review.
Getting a merchant account to accept credit cards for your CBD and cannabis products can be difficult due it’s association with marijuana. We’ve compiled a list of processors who accept payments for cannabis based products.
Before you jump straight to reporting a merchant account provider, be sure you have exhausted all of your options with the company itself. Take notes and record the names of with whom you spoke, their titles and what they told you. This is important because most agencies will not get involved unless you have made a good faith effort to settle the disagreement directly.
If you want to cancel a merchant account, there are a few things you may want to do if you are expecting to be charged an Early Termination Fee that you believe to be unwarranted. First, check your last three months statements to see if any of your fees have been raised. Most state laws (and many contracts) say that if your fees have been raised during your service agreement, you can cancel with no penalty within a certain time frame. Learn more about the step for cancelling a merchant account in this article.
Find out how to successfully dispute customer chargebacks. You can contest chargebacks by supplying evidence that counters the customer’s chargeback claim and then submitting the following evidence to your merchant account provider. Learn more about how to fight chargebacks in this article.
Are your funds being held? Did your payment processor freeze your account because of a chargeback? Were you deactivated by Square, Stripe, or PayPal? Make your merchant account provider release your cash reserve and get your money back now.
This is a list of ways to avoid Square fund holds. Square withholds funds in order to establish a reserve account. A Square reserve account is established as a fraud prevention measure… Learn more about how to prevent Square from holding funds in this article.